Hundreds of closings. One consistent review.

Joe Andrews is hands down the best we have ever worked with! He recently helped us close on our house in Wesley Chapel, and the entire experience was flawless. He took the time to understand exactly what we needed, navigated the closing process smoothly, and kept us informed every single step of the way. Thank you

I would highly recommend Joe Andrews to anyone looking for a knowledgeable, responsive, and dedicated loan officer. Throughout the entire home financing process, Joe was exceptional at communicating, answering questions, and making sure I understood every step along the way. His professionalism, attention to detail, and commitment to finding the best solution for my situation made what could have been a stressful experience feel smooth and manageable. Joe was always available when I needed guidance and consistently went above and beyond to ensure everything stayed on track. Working with Joe and CMG Financial was a great experience, and I am extremely grateful for his expertise and support. If you’re looking for a loan officer who genuinely cares about his clients and delivers outstanding service, I highly recommend Joe Andrews.

The best hands down! Joe was informative, knowledgeable, passionate and dedicated to helping us reach our goal. We purchased just purchased a home three years after connecting with Joe. He maintained contact and provided us with resources that put us in position to make homeownership possible. He is an example that there are loans officers like him that will help you get there if homeownership is what you truly want. I’m certainly planning to use him for our next home purchase.

Joe and his team helped me jump many hurdles. They were always friendly and professional. Buying a house can be very stressful, and getting a loan is even more stressful. Joe’s team worked hard, (even on the weekends), to help make this process move on greased wheels. Thank you all so much! I love my new house!

My experience at CMG was amazing! Joe has worked with us for almost 3 years navigating us to help build our credit to get it to where it needed to be to get approved as well as quoted multiple homes for us until we found the right now. I appreciate the entire team for being so communicative and kind through our whole closing journey and helping us with any question we had. I would definitely use them again for any future mortgages.

I was kept informed as the loan process progressed. Joe, Cody and Meri were a great team. They kept my Realtor in the loop as requested making the loan process smoother

Joe was outstanding throughout our home loan process. He was professional, responsive, and always kept us updated. His guidance and dedication made everything much easier. We highly recommend Joe Andrews to anyone looking for a mortgage lender.

Since our first contact, Joe was extremely kind and helpful. During the process he answered all our questions in a timely manner. I’ll recommend him and his team without hesitation.

Joe and his team did an excellent job again. We have used Joe on several occasions and would highly recommend him to anyone!

Joe worked tirelessly to provide us with the best financing possible. Thank you.

I had an amazing first time home buying experience

Great service and very helpful!

Joe Andrews is an outstanding loan officer and lending partner. He recently met with our real estate team and did an excellent job explaining a wide range of mortgage loan products, including options for first-time homebuyers, VA loans, and conventional financing. His ability to break down complex lending information in a clear, approachable way was incredibly valuable. Joe is professional, responsive, and truly collaborative. He takes a relationship-first approach and is genuinely invested in helping agents and clients succeed, not just closing transactions. His knowledge of the Florida real estate and mortgage market makes him a trusted resource for both buyers and real estate professionals. We’re excited to work with Joe as a trusted mortgage lender partner in 2026 and highly recommend him to anyone looking for a reliable, knowledgeable loan officer who puts people first.

Working with Joe Andrews at CMG Mortgage has been an incredible experience from start to finish. Joe was patient, professional, and truly dedicated to helping us understand every part of the process. He took the time to explain all the details clearly, never rushed us, and made sure we felt confident with each decision we made. What stands out most about Joe is that his support didn’t stop after closing — he continues to educate us about the mortgage industry, keeping us informed about trends, opportunities, and ways to make the most of our investment. That kind of ongoing commitment is rare, and it shows how much he truly cares about his clients. Thanks to Joe’s knowledge and guidance, we were able to secure a great rate and close smoothly. If you’re looking for a loan officer who is patient, trustworthy, and genuinely invested in your long-term success, Joe Andrews at CMG Mortgage is the one to call. Highly recommend!

Joe was the most amazing help through our entire home buying journey. He communicated thoroughly every step of the way and was just about the only help we received in the beginning. I would recommend Joe to anybody that is starting their home buying journey.

I can’t say enough about Joe Andrews and his team! Professional, precise, and prompt! Everything went according to schedule and I was updated along the way. I would refer them to anyone in the home search process

Joe has been so helpful ever since we started this process well over 2 years ago. We discussed with him that we were not actively looking at the time but wanted a ballpark idea of what our finances would look like and he gave us options. Once we started the process, he was available all hours of the day to answer our questions. I hope to work with him on the future again.

I had an excellent experience working with Joe Andrews from CMG Mortgage, Inc. Joe was professional, knowledgeable, and extremely responsive throughout the entire mortgage process. We closed on our home on January 20th, and everything went exactly as planned thanks to Joe’s guidance and attention to detail. He kept us informed at every step and made what can be a stressful process feel smooth and manageable. I highly recommend Joe Andrews to anyone looking for a reliable and trustworthy mortgage professional.

His communication was amazing and well done. The closing was done extremely fast. His service was amazing

Joe, you did a great job. I loved the process that y’all have the communication keeping in touch. Y’all were great the whole group of you. I had a very good experience with my loan with Cmg. Thank you again.

Joe was great 👍 he was always available and kind. He took his time with us and made us feel right at home. God bless Joe.